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premiums(保険料・noun)の覚え方イラスト

premiums

/ˈpriːmiəmz/
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noun

保険料ほけんりょう

解説 Definition

premiums は premium(保険料)の複数形です。保険契約を続けるために定期的に支払うお金を指し、複数の支払い分や複数の契約の保険料について使います。

Premiums are the regular amounts of money paid to keep one or more insurance policies in force. The plural may refer to repeated payments over time or to charges for several policies or insured people.

覚え方のコツ Memory Tip

premium「保険料」に複数語尾 -s を付けた形で、語末が有声音 /m/ のため -s は /z/ と発音する。毎月分や複数契約の支払いをまとめて指すときに premiums を使い、pay insurance premiums、monthly premiums、higher premiums の組み合わせで覚える。保険事故時に受け取る claim や benefit ではなく、契約維持のために払う側のお金。

Premiums is the plural of premium: simply add -s, pronounced /z/ after the voiced sound /m/. In insurance, a premium is money you pay to maintain coverage, so premiums can mean several scheduled payments or the charges for multiple policies. Remember the common combinations monthly premiums, health insurance premiums, and pay premiums. Keep this term separate from a claim or benefit, which is money requested or received after a covered event; premiums normally flow from the policyholder to the insurer before or during the coverage period.

例文

Monthly premiums are due on the first day of each month.

毎月の保険料は毎月1日に支払期限を迎えます。

The company pays part of the health insurance premiums.

会社は健康保険料の一部を負担しています。

Higher coverage usually means higher premiums.

補償内容が手厚いほど、通常は保険料も高くなります。

premiums の類義語・関連語

類義語

insurance payments

派生語

紛らわしい語

deductibles claims benefits

premiums の語源・成り立ち Etymology

premiums は premium の複数形で、語源はラテン語 praemium「報酬・褒美」、保険の意味はイタリア語 premio を経て広まりました。prae-「前に」+ emere「取る・買う」から、「契約に先立って払う特別額」という発想になり、関連語に pre-emption, redeem があります。

Premiums is the regular plural of premium. Premium comes from Latin praemium, “reward, profit, or advantage,” and reached insurance usage partly through Italian premio. The Latin word has traditionally been connected with prae-, “before,” and a form related to emere, “to take or buy.” In commercial history, premium developed several specialized senses, including an amount paid for insurance coverage. The final plural -s is pronounced /z/ after the voiced consonant /m/.

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